Estate Counselors, LLC provides portfolio management services to long-term investors who are focused on wealth preservation. We believe that for most long-term investors, investment results can be optimized by investing in a diversified portfolio of passive vehicles and minimizing expenses. This involves selectively allocating assets among various no-load index and exchange traded mutual funds, in a manner that is consistent with an investor's risk tolerance and return objectives. These allocations are then monitored over time and rebalanced as appropriate to reflect changes in the economy or the individual investor's personal situation, and to harvest capital losses when appropriate.

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